Finance

SBI FD Calculator

Estimate your SBI fixed deposit maturity value — enter SBI's current rate for your tenure.

Principal amount

₹

Annual interest rate

Time (years) Compounding frequency

Maturity value

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Enter the details above

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Key features

Supports SBI's standard quarterly compounding
Multi-currency display support
Shows maturity value and interest earned separately
Adjustable principal, rate, and tenure

Why use this sbi fd calculator

Verify SBI's quoted FD rate before investing
Compare SBI against other banks' FD offers instantly
No net banking login required for a quick estimate

Using this with SBI's current FD rates

SBI's FD rates vary by tenure, typically ranging from around 6.5% to 7.25% for general depositors depending on term length, with senior citizens usually getting an additional 0.50 percentage points. Most SBI FDs compound quarterly \u2014 select that option above for an accurate maturity estimate.

SBI also offers special tenure FDs (like \"Amrit Kalash\" or similar limited-period schemes) that sometimes carry a premium rate over standard FDs \u2014 if you're comparing a special scheme, make sure to use its specific advertised rate rather than the standard FD rate.

A worked example

A ₹3,00,000 SBI fixed deposit at 6.9% for 3 years, compounded quarterly, matures to approximately ₹3,68,088 — about ₹68,088 in interest earned over the term.

Why checking SBI's current published rate matters

SBI's FD rates change periodically and vary by tenure and deposit slab — the figure used here is a starting reference, and confirming the current rate for your specific tenure directly with SBI before investing avoids relying on a potentially outdated number.

Frequently asked questions

What FD rate does SBI currently offer?

SBI's rates vary by tenure and change periodically — check SBI's official website or a branch for the current published rate for your chosen term, then enter it above.

Does SBI compound FD interest quarterly?

Yes, for standard term deposits — select "Quarterly" as the compounding frequency above to match SBI's calculation method.

Are SBI special-scheme FDs different from this calculator?

Special limited-period FD schemes sometimes offer a premium rate over standard FDs — use that scheme's specific advertised rate in the calculator rather than a generic rate for an accurate estimate.